" Somewhere during the twelve-hour flight, one of them realized that although they couldn’t get a business loan, they could probably get a car loan. Bruce proceeded to do just that, borrowing $17,000 for a car and then investing the funds in the business with Emma instead. They paid back the car loan within ten months, and the bank never found out that there was no actual car. "

― Chris Guillebeau , The $100 Startup: Reinvent the Way You Make a Living, Do What You Love, and Create a New Future