" Some people have been in church for so long, been doing the “be a good Christian” thing for so long, that the very idea that they were chosen and determined for blamelessness before they’d started earning credit is very offensive. In our flesh, we tend to think that our holiness is the result of our spiritual elbow grease. We intellectually may agree to the doctrine of sola gratia, but we tend to live and act like we’re saved by what Don Whitney calls “sola boot-strappa.” That, however, is not the testimony of Scripture. "

― Matt Chandler , To Live Is Christ to Die Is Gain