130
" So far as variations in the objective exchange-value of money are foreseen, they influence the terms of credit transactions. If a future fall in the purchasing power of the monetary unit has to be reckoned with, lenders must be prepared for the fact that the sum of money which a debtor repays at the conclusion of the transaction will have a smaller purchasing power than the sum originally lent. Lenders, in fact, would do better not to lend at all, but to buy other goods with their money. The contrary is true for debtors. If they buy commodities with the money they have borrowed and sell them again after a time, they will retain a surplus over and above the sum that they have to pay back. The credit transaction results in a gain for them. Consequently it is not difficult to understand that, so long as continued depreciation is to be reckoned with, those who lend money demand higher rates of interest and those who borrow money are willing to pay the higher rates. If, on the other hand, it is expected that the value of money will increase, then the rate of interest will be lower than it would otherwise have been. "
― Ludwig von Mises , The Theory of Money and Credit
134
" The clock had been Sylvie's, and her mother's before that. It had gone to Ursula on Sylvie's death and Ursula had left it to Teddy, and so it had zigzagged its way down the family tree...
...The clock was a good one, made by Frodsham and worth quite a bit, but Teddy knew if he gave it to Viola she would sell it or misplace it or break it and it seemed important to him that it stayed in the family. An heirloom. ('Lovely word,' Bertie said.) He liked to think that the little golden key that wound it, a key that would almost certainly be lost by Viola, would continue to be turned by the hand of someone who was part of the family, part of his blood. The red thread. "
― Kate Atkinson , A God in Ruins (Todd Family, #2)
140
" The fever, I realized, had gone. Beneath my feet, the hardwood floor felt cool on my feet, the air gentle against my itching legs. This was just the world, after all. Big, thoroughly mapped place to sell joy or buy it, hunt company or flee it, trust yourself or your friends or your instincts, stretch the hours as much as you could, and one day vanish. (" Safety Clowns" ) "