" In winter, everything dies, though preparations continue. The tasks of winter include: • Getting the financials in order; • Squaring accounts with lenders for last years’ crops and lining up next year’s money; • Repairing equipment and getting it ready for next year; • Preparing fields for the upcoming year; and • Reviewing the successes and failures of the past year and tweaking things to do everything better next year. "

― Henry Cloud , Necessary Endings: The Employees, Businesses, and Relationships That All of Us Have to Give Up in Order to Move Forward