" Apart from regeneration our thought of God, of ourselves, of sin, and of righteousness is radically perverted. Regeneration changes our hearts and minds; it radically renews them. Hence there is a radical change in our thinking and feeling. Old things have passed away and all things have become new. It is very important to observe that the faith which is unto salvation is the faith which is accompanied by that change of thought and attitude. "

― John Murray , Redemption Accomplished and Applied