" The race for profit in the 1970s transformed decaying urban space into what one U.S. senator described as a “golden ghetto,”7 where profits for banks and real estate brokers were never ending, while shattered credit and ruined neighborhoods were all that remained for African Americans who lived there. "

― Keeanga-Yamahtta Taylor , Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership