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1 " All the financial knowledge in the world will not benefit clients if they are unable or unwilling psychologically to act on that knowledge. "
― Brad Klontz ,
2 " Financial coaches help clients create the future they want. Coaching includes practical considerations in the present and an exploration of the past experiences that may hinder or help clients in setting and achieving their goals. "
3 " Events and emotions from the past have shaped what clients think, feel, and believe about money. This, in turn, affects their financial behavior and choices in the present. Addressing the past can be a critical component of achieving financial health, especially for clients with long-term patterns of problematic money behavior. "
4 " Clients who have experienced traumatic or painful experiences around money are often unaware of the ways in which their past experiences cloud their future. "
5 " Clients who have experienced traumatic or painful experiences around money are often unaware of the ways in which their past experiences cloud their future. They often think they just don't understand money and need more technical information on the planning process. "
