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1 " Insurances are like very expensive flat rates, except that you have to live by their rules in hope to get back a small share of your money. "
2 " The disdain of profit is due to ignorance, and to an attitude that we may if we wish admire in the ascetic who has chosen to be content with a small share of the riches of this world, but which, when actualised in the form of restrictions on profits of others, is selfish to the extent that it imposes asceticism, and indeed deprivations of all sorts, on others. "
― Friedrich A. Hayek