" The fact is that when it comes to job loss, you and I need to prepare for it more than we have. Employment statistics aren’t necessarily doom and gloom, but they do serve as fair warning. Layoffs occur. Downsizing happens. What seems so secure one day can take a drastic downturn overnight. "

― Brenda McDearmon , The Big Hunker Down - 7 Take Cover Strategies to Weather the Storm of Job Loss and Keep Your Destiny out of the Bar Ditch