" Here are the top three warning signs [you're at risk of foreclosure]:
* You used to think nobody cared when your phone rarely rang. Then you missed a couple of house payments.
* You're glad gas prices have fallen so you can afford it if you have to move into your car.
* You're ready to say, "Let's make a deal" and trade your upside-down house for whatever's behind Door #3. "

― Kathryn Alesandrini , Cash Cow Casa: 51 Ways to Make Your House Pay YOU