" Note to future generations: In our time, are such things as credit cards. Company loans money, you pay back at high interest rate. Is nice for when you do not actually have money to do thing you want to do (for example, buy extravagant cheetah). You may say, safe in your future time: Wouldn’t it be better to simply not do things you can’t afford to do? Easy for you to say. "

― George Saunders , Tenth of December