" Of course Jesus Christ, the One who makes all the difference in our salvation, will make up the difference at the time of judgment, at least for those who have come to trust in and rely upon him. But too often I fear that Latter-day Saints think that we are expected to do our 85 or 90 percent and leave the remainder, a small percentage, for Jesus to handle. That is incorrect and misleading, inasmuch as it causes us to overstate our own role in salvation and grossly understate the role of him who has bought us with his blood. "

― , Coming to Know Christ