" Compare it to a new computer that's running ten heavy programs at once. It gets slower and slower, making errors, and eventually it freezes - not because it's a bad computer, but because it has to do too much at once. Poor people have an analogous problem. They're not making dumb decisions because they are dumb, but because they're living in a context in which anyone would make dumb decisions. "

― Rutger Bregman , Utopia for Realists: How We Can Build the Ideal World