" [If Jesus died for all men]...why then, are not all freed from the punishment of all their sins? You will say, "Because of their unbelief; they will not believe." But his unbelief, is it sin, or not? If not, why should they be punished for it? If it be sin, then Christ underwent the punishment due to it; If this is so, then why must that hinder them more than their other sins for which he died from partaking of the fruit of his death? If he did not, then he did not die for all their sins. "

― John Owen