" Shelly’s alchemy with other people’s money and Social Security numbers went on for a very long time. Some years later, when Sami tried to get an apartment, her application was rejected because she had bad credit. There was a debt of $36,000 associated with her Social Security number. It wasn’t her name on the account, however "

― Gregg Olsen , If You Tell: A True Story of Murder, Family Secrets, and the Unbreakable Bond of Sisterhood