" This time of year," she said, " people’s consciences gnaw at them. They give away truckloads of canned goods and quote Dickens and wring their hands over the ‘less fortunate.’" We boarded the Metro and took seats perpendicular to each other. " But God forbid anyone should address why they’re poor in the first place, or try to change the structures that keep them poor. Then the ‘less fortunate’ turn into ‘welfare queens’ and ‘derelicts.’ But if I were a lobbyist whoring on behalf of some transnational corporation, I’d never hear the word ‘derelict.’" " So when it comes to taking care of poor people," I said, " if Mother Teresa is the Hallmark card, then you’re the electric bill. "