" Cosimo was the Bill Gates of his day. He spent the first half of his life making a fortune and the second half giving it away. He found the latter half much more satisfying, once confiding in a friend that his greatest regret was that he did not begin giving away his wealth ten years earlier. Cosimo recognized money for what it is: potential energy, with a limited shelf life. Either spend it or watch it slowly deplete, like yesterday’s birthday balloon. Under "