" like I make $145,000! The best excuse people have for not having wealth is “I don’t have time.” Well, why don’t you have time? Because you have a job. Why do you have a job? Because you need one. Why do you need one? Because you have bills to pay. Why do you have bills to pay? Because you have debt. Why do you have debt? Oh yes, because you went to school for six years and have six figures in student loans. "

― M.J. DeMarco , The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime!