" I felt touched, or somewhat inclined that way. I felt ready to offer to charge no more than twelve per cent, and so give something towards establishing her in a good way of business. “‘“But maybe she has a little youngster of a cousin,” I said to myself, “who would raise money on her signature and sponge on the poor girl.” “‘So I went away, keeping my generous impulses well under control; for I have frequently had occasion to observe that when benevolence does no harm to him who gives it, it is the ruin of him who takes. "

― Honoré de Balzac , Works of Honore de Balzac