" In times of great economic change, there are always great transfer of wealth. Even if you do not have much money, it is important to incest in your education... for when the changes come, you will be better prepared for them. Don't be caught unaware and afraid. As I said, no one can predict what will happen, yet it is best to be prepared for whatever happens. And that means getting educated now. "

― Robert T. Kiyosaki , Rich Dad's Cashflow Quadrant: Rich Dad's Guide to Financial Freedom