" The Reformers laid special emphasis upon this element of faith. They were opposing the Romish view that faith is assent. It is quite consistent with Romish religion to say that faith is assent. It is the genius of the Romish conception of salvation to intrude mediators between the soul and the Savior — the church, the virgin, the sacraments. On the contrary, it is the glory of the gospel of God’s grace that there is one mediator between God and man, the man Christ Jesus. And it was the glory of our Protestant Reformation to discover again the purity of the evangel. The Reformers recognized that the essence of saving faith is to bring the sinner lost and dead in trespasses and sins into direct personal contact with the Savior himself, contact which is nothing less than that of self-commitment to him in all the glory of his person and perfection of his work as he is freely and fully offered in the gospel. "

― John Murray , Redemption Accomplished and Applied