" Stop being a victim! No one else is to blame for your situation. Broke didn’t sneak up on you in the night. A stack of unpaid bills didn’t show up while you weren’t looking. You didn’t suddenly get behind. You chose to spend your money the way you did. Your life is a reflection of the choices you have made. If you want a better life, then make better choices. When you do, you’ll find that taking credit for your successes feels a lot better than blaming others for your failures. "

― Larry Winget , You're Broke Because You Want to Be: How to Stop Getting by and Start Getting Ahead