" The fact that you don’t have any money is a result of all your other problems. You have thinking problems. Attitude problems. Self-esteem problems. You are lazy. You lack discipline. You lack goals. Your priorities are out of whack.

Your biggest problem is not in your wallet or your bank account. Your biggest problem is between your ears. You will fix your money problems when you fix your other problems. "

― Larry Winget , You're Broke Because You Want to Be: How to Stop Getting by and Start Getting Ahead