" Of all the questions we leave unanswered the one that comes back to haunt us the most is :" What if…" What if I'd married my college sweetheart? What if I had the good sense not to? What if I had been born in this job market? What if... What if I'd planned a little less? What if I'd lived a little more? What if I'd chucked it all and started my own company? 'What ifs' are never idle fantasy. These are our hopes, dreams and desires "