" You’ve got to get cold to get warm,” Phoebe said.
Now that is the truth. That is so true about so many things. You learn it first with sheets and blankets: that the initial touch of the smooth sheets will send you shivering, but their warming works fast, and you must experience the discomfort to find the later contentment. It’s true with money and love, too. You’ve got to save to have something to spend. Think of how hard it is to ask out a person you like. In my case, Claire asked me to go on a date to the cash machine, so I didn’t actually have to ask her. Still, her lips were cold, but her tongue was warm. "

― Nicholson Baker , A Box of Matches