" But we have no money. Suffer as we may, there's no help for it—because we have no money. Lives may be wasted—worse, far worse than wasted—just because there is no money. At this moment a whole world of men and women is in pain and sorrow—because they have no money. How often have we said that? The world is made so; everything has to be bought with money. "

― George Gissing , The Nether World