QUOTE : People seek new jobs, cars, music systems, televisions or house because they are tired of the existing ones. Their boredom gets alleviated when they are looking at the various options available in the market for these things and then trying to figure out the finance part of it—to buy it with down payment or EMI—and dreaming of the joy of having new things in their lives. However, their boredom is back again once they get used to their new acquisition.